Do you enjoy working with data, have an analytical mindset and are interested in collaborating in an international team towards excellence in risk reporting using IFRS9 (loan losses)? Then this job is a must see!
The Risk Management Information Analyst is a role in the Enterprise Risk Management department. You will be working in a vital area of Santander's risk strategy where your daily job will involve collaboration across the different departments inside Risk as well as with other functions outside Risk, such as Finance, Collections, IT and HQ.
You will be part of a friendly, collaborative and supportive team where your area of responsibility will include extracting and working with data, analysing, and reporting: month close, consolidation, budgeting and forecasting across the Nordic countries.
Data will be a key part of your work as it is an essential part of all risk processes to identify, measure and mitigate risks inherent to our core business activities.
Main activities
- Ownership and delivery of Nordic risk reporting, analytics and consolidation: period closing, forecasting and budgeting processes (monthly, annually, ad-hoc)
- Data analytics and use of BI tools for reporting automation
- Preparation and performance of periodical and ad-hoc variance- and performance analysis for reporting to relevant stakeholders, including management, HQ and auditors
- Developing common, documented, best practice ways of working for closing and forecasting processes
- Seeking, analysing, and solving delivery and sourcing challenges in a common way and working with teams to build on the future common data infrastructure
- Working together with Risk and Business Units regarding IFRS9 loan losses and ad hoc projects
Your qualifications and experience
- Minimum 3 years experience in the financial industry within Risk, Analytics or Finance
- Advanced SAS and/or SQL programming skills (certification will be an advantage)
- Advanced Excel macro and VBA knowledge is an advantage
- Knowledge of data warehouse concepts and structures
- Understanding of credit risk fundamentals
- Experience with the Auto market is an advantage
- Proven record of creating budgeting and forecasting processes in the financial industry (focus on the risk area is an advantage)
- Master's or Bachelor's Degree in Business, Finance, Mathematics, Engineering, Computer Science or related fields
- You need a valid work permit for any of the Nordic countries
Skills and personal traits required to succeed
- Comfortable working independently and in teams, combining leading and supportive roles with strong problem solving competence
- Able to develop and foster strong relationships with people at all levels in the organization
- Flexible and service oriented in terms of going the extra mile when required
- Organized, structured and able to execute on the plans and tasks given
- Internally motivated self-starter and self-driven attitude
- Curious, attentive to details and take pride in delivering at a high quality level
- Mindset for change and ability to act as a change agent towards units
We offer
- An opportunity to work in a large, high-performing international company, in a dynamic environment that is constantly changing
- A corporate culture that is professional and dynamic, yet informal. Bureaucracy is kept to a minimum, as we expect our skilled employees to make long-lasting and impactful decisions to shape our future
- Highly competent, dedicated, and friendly co-workers with strong collaboration across the Nordic region
The position can be based in any of the four Nordic countries (Norway, Sweden, Finland and Denmark). Traveling within the Nordic countries may be required.
For more information about the position, please contact Javier Fonseca, Risk MI Leader.